The iPhone mobile credit card terminal works best when your clients use Authorize.net as their established payment gateway, but it can be reconfigured to be used with PayPal. Naturally, you’ll want to encourage your clients to enroll in the Authorize.net credit card merchant account program through R3sellers.com. However, with PayPal as widely in use as it is, you’re likely to get at least a few merchants asking about this. The answer is that merchants can use the iPhone credit card terminal with PayPal, but it’s not recommended. Here are a few reasons why.
- PayPal Website Payments Pro Required. Your client will be required to upgrade to this service, which charges an additional fee on top of any existing PayPal account they may already have.
- Juggling an Additional Service. One of the great appeals of using the iPhone application in the first place is the simplicity of having software that’s already integrated with a payment gateway, and only having one bill to pay. Processing through PayPal will require your client to juggle an additional service that may or may not (we’re leaning toward may not) provide as consistent a service.
- Authorize.net Has More Features. Clients who don’t use the Authorize.net payment gateway won’t have the ability to email their customers receipts and won’t have access to Test Mode—rendering two of the most handy features completely useless.